Welcome to Single Mom Housing Guide
Single Mom Living In Poverty Article
This is a selection made from among articles on Single Mom Living In Poverty. For a permanent link to this article, or to bookmark it for future reading, click here.
Housing Tips For Single Mother Homeownership
from:So, you're one of the lucky single mothers that have made it: You're thinking of buying your own home. The greatest drive in a single mother's life is to provide food and shelter for her children. However, either keeping the home after you divorce or managing to buy a home later, it all boils down to one thing: maintenance. Wouldn't it be wise to know what kind of housing tips for single mother you need to be able to reduce your expenses of homeownership?
Unfortunately, housing is always in need of constant maintenance. Whether it's a new paint job, a new roof, pests, insects, and appliance repairs - owning a home is very expensive. As any single parent knows, one must maintain a cash flow of income to support the children and if the house becomes a burden and can't be maintained, selling it won't be an option either. If you buy a home, then you must not only pay the mortgage but you must maintain it to recoup your investment.
With that in mind, before you buy here are some housing tips for single mother:
* Have an inspection done
* Do not buy a house with an old roof on it
* Make sure all repairs are done before you move in
* Buy a policy to cover the major appliances in case they break
A little foresight can save a lot of money down the road. Anything that is old or aging should be negotiated in the contract for replacement. If the home seller doesn't do it, you can be sure you will be doing it.
An old roof is the most expensive proposition if it needs replacement because of the way people can double-shingle it. If it is double-shingled, the job can be two or three times more expensive than single-shingled roofs to replace it. Therefore, included in your housing tips for single mother is the advice to avoid a house with an old roof on it or have the roof replaced by the home seller before you move in.
There are many appliance policies now to cover major systems like the furnace, the water heater, air conditioner, refrigerator, and dishwasher. The costs are minimal and the peace of mind is priceless. Take one of the best housing tips for single mother: buy an appliance repair insurance plan. Should an appliance need repair, they locate a service person and send them over. If an appliance is beyond repair, many policies allow you to replace it all together.
It's a wonderful position to be in as a single mother ready to buy a new home. Taking a look at some helpful housing tips for single mother before one becomes a homeowner is a great way to keep the dream alive and safeguard the future happiness of the children.
Single Mom Living In Poverty News
Different Anti-Poverty Programs, Same Single-Mother Poverty - Dollars & Sense
Different Anti-Poverty Programs, Same Single-Mother Poverty Dollars & Sense Single-mother families have been and continue to be particularly vulnerable to being poor. The September report showed the poverty rate for single mothers and their children rose as well: from 32.5% in 2009 to 34.2% in 2010. It is remarkably hard to be ... |
It's time to make some noise when it comes to solving social problems ... - Plain Dealer (blog)
 Plain Dealer (blog) | It's time to make some noise when it comes to solving social problems ... Plain Dealer (blog) Since 1990, the number of people living at or below the poverty rate in Northeast Ohio has risen from 13.6 percent to 16.9 percent, according to census figures. It may not sound like a lot, but that's 124000 more people living in poverty than there ... |
National Marriage Week: Marriage in America, 2012 - Heritage.org (blog)
National Marriage Week: Marriage in America, 2012 Heritage.org (blog) Unwed childbearing occurs primarily among women in their 20s and is the main driver of the growing share of children living in single-parent families. Divorce, cohabitation, and unwed childbearing all contribute to the growing share of children living ... |
New faces among Henrico's poor - Henrico Citizen
New faces among Henrico's poor Henrico Citizen That was the gist of a presentation at an "Eyes on Richmond" forum in October, at which Dr. John Moeser noted that Henrico County leads the region in an unenviable statistic: the rate of increase of residents living in poverty. |
Number of asset-poor Americans rising - Chicago Tribune
 Chicago Tribune | Number of asset-poor Americans rising Chicago Tribune The single mom and her 12-year-old son, Marvin, have been living in a $575-a-month studio apartment on the North Side since November. But with a work schedule averaging 15 to 20 hours a week, in a job paying about $8.75 an hour, Pagan is struggling to ... |